e-Psûle FAQs
General
e-Psûle is the Kurdistan Regional Government’s official digital payments platform. It enables citizens and businesses to view and pay bills securely and conveniently through multiple digital channels.
e-Psûle is developed by the Kurdistan Regional Government and officially approved by the Central Bank of Iraq (CBI).
You can pay bills issued by e-Psûle's biller partners such as the Ministry of Electricity and Ministry of Municipalities and Tourism.
Billers
You can pay 2 MOEL services:
Current outstanding balance, which represents your post Runaki dues
Legacy debt, which represents your pre-Runaki dues
You can pay municipal fees which are fees imposed for services provided by the municipality, collected in exchange for services such as waste disposal, signboard fees, and TV and laser advertisement fees.
Waste disposal is paid on a monthly basis. Signboard fees, and TV and laser advertisement fees are paid on a yearly basis.
Payments
You can pay your bills via:
e-Psûle's wallet partners: FastPay, AsiaPay, NassWallet, and ZainCash.
e-Psûle's bank partners: IIB, FIB, Cihan, RT Bank and NBI.
e-Psûle currently supports digital payments only. If you prefer to pay in cash, you may pay directly at biller offices.
You can make a payment in 5 easy steps:
1- Select the biller you want to pay
2- Select the service you want to pay
3- Enter your unique account / bill number
4- Confirm and authorize the transaction
5- View and save your digital receipt
We implement robust security protocols and industry-standard encryption to keep your data safe.
You can make payments against any account / bill number, including payments on behalf of others.
You can pay partially or in installments if this is supported by the biller.
Fees and Charges
No extra fees apply when you pay via e-Psûle.
No automatic withdrawals are made from your account. Payments are processed only with your prior consent and authorization.