Investor Relations

Transparency, governance, and commitment to our shareholders

Executive Management Framework

Organizational structure and responsibilities

Framework of the Executive Management

  • The executive management comprises senior officials in the bank and operates within the authorities granted by the Board of Directors.
  • The executive management is accountable to the Board for achieving the bank's objectives and operations.
  • Board members are not permitted to interfere in the daily operational activities of the bank.

Eligibility of Executive Management Members

Executive management members must possess credibility, integrity, competence, and the necessary banking expertise. They must be committed and able to dedicate their time to achieving the bank's objectives. The Board of Directors and the Nominations and Remunerations Committee are responsible for ensuring these qualifications are met.

Key Responsibilities

  • Prepare and execute strategic and operational plans, while suggesting improvements or modifications when needed
  • Implement laws, regulations, and directives issued by the Board with integrity and responsibility
  • Provide recommendations for key banking decisions related to deposits, loans, investments, and banking services
  • Ensure compliance with internal controls to protect the bank's assets and financial data
  • Monitor risks of all types and provide periodic reports to regulatory authorities
  • Enhance human resources capabilities to meet the bank's operational needs

Executive Committees

Subcommittees of the Executive Management

Credit Committee

Oversees compliance with Central Bank regulations on creditworthiness, monitors exposures, reviews credit records, and manages loan recovery activities. Meets monthly or as needed.

Investment Committee

Divides investment portfolio into equity and debt instruments, proposes buy/sell/hold decisions, and reviews periodic indicators. Meets monthly or as needed.

ICT Committee

Reviews and develops IT use, ensures data and system security, maintains infrastructure adequacy, manages backups, enhances customer service technologies, and oversees business continuity programs.

Steering Committee for ICT

Chaired by CEO, develops strategic risk management plans, aligns IT objectives with corporate goals, recommends resource allocation, prioritizes ICT projects, and monitors service efficiency. Meets quarterly.

Corporate Governance

Our commitment to transparency and best practices

RTB is committed to the highest standards of corporate governance, ensuring transparency, accountability, and ethical business practices. Our governance framework is designed to protect the interests of shareholders, customers, and all stakeholders.

Governance Documents

Key governance documents including our Articles of Association, Board Charter, Committee Charters, and Corporate Governance Code are available upon request from our Investor Relations team.

Financial Statements

Audited annual reports and financial performance

RTB publishes audited financial statements annually, providing comprehensive insights into our financial performance, position, and future outlook.

Available Reports


Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017
Annual Report 2016
Annual Report 2015
Annual Report 2014

General Assembly Meetings

Annual meetings and shareholder communications

RTB holds Annual General Assembly meetings to engage with shareholders, present financial results, and discuss strategic direction. Meeting minutes and resolutions are maintained in accordance with regulatory requirements.

Recent Meetings

Meeting minutes from 2020-2024 are available for review. Contact Investor Relations for access.

Investor Relations Contact

For inquiries regarding financial reports, governance documents, or shareholder information