My Account Loan
Don’t let your plans wait.
Get a Loan. Make it happen.
Put your plans into action with a personal loan for whatever you need. Available to eligible MyAccount salary customers, with no guarantor required and fixed monthly repayments over two years.
Know what you receive and repay
Receive IQD 5 million in your account.
Your total loan amount is IQD 6 million. A one-time fee of IQD 1 million is deducted upfront, leaving IQD 5 million for you to use.
The upfront fee covers interest and bank fees, including stamp duty and credit assessment fees.
Repay IQD 250,000 a month for 24 months.
Who can apply
You may be eligible if you:
- Receive your salary through MyAccount and have had at least one salary payment credited to your account.
- Earn a monthly salary of at least IQD 750,000.
- Have completed at least six months of employment.
Your total monthly financial commitments, including the repayment for this loan, must not exceed 35% of your monthly salary. Your credit history and other eligibility requirements will also be assessed.