
Efficient Payroll and Salary Services
Streamline your payroll operations with automated bulk salary transfers and employee account management
Service Features
Everything you need for efficient payroll management
Automated Bulk Transfers
Upload payroll data via electronic transfer with completely automated execution. No manual processing required.
Easy Employee Onboarding
Employees can open dedicated salary accounts with ease through our streamlined process.
24/7 ATM Access
Wide network of ATMs available 24/7 for free salary withdrawals across Iraq.
Zero Service Fees
Salary accounts are completely free - no account opening fees, no management fees, and no internet banking fees.
Compliance & Security
All transactions monitored for compliance with anti-money laundering (AML) regulations and local laws.
Flexible Management
Easily update employee details and payroll schedules as your business needs change.
Who Can Use This Service?
National & International Companies
Both local and international companies operating in Iraq can benefit from our automated payroll services.
Non-Governmental Organizations
NGOs can streamline their payroll operations with our efficient salary transfer system.
Government Entities
Government organizations can utilize our secure and compliant payroll services.
Private Institutions
Private sector institutions of any size can benefit from automated payroll management.
Employer Responsibilities
To ensure smooth payroll operations, employers must:
- Ensure accurate payroll data is provided for automated processing
- Notify the bank of any changes in employee details or payroll schedules
- Ensure employees are informed about salary account terms, including ATM access and usage policies
- Provide documentation verifying registration, tax compliance, and valid RTB account