Comprehensive Financial Solutions for Your Business
Empowering SMEs and corporations with tailored banking services, trade finance, and growth solutions
Core Business Banking
Essential banking services designed for SMEs and corporations
Business Current Accounts
Multi-currency accounts (IQD, USD, EUR) with seamless transfers, debit cards, and 24/7 online access. Minimum opening: 150,000 IQD.
Business Term Deposits
Attractive returns on 6, 12, and 24-month deposits. Available in IQD, USD, EUR. Minimum: 3,000,000 IQD / $2,000 / €2,000.
Payroll & Salary Services
Automated bulk salary transfers for companies, NGOs, and institutions. Free account opening, management, and internet banking services.
Trade Finance Solutions
Comprehensive solutions for international and domestic trade
Letters of Credit
Secure international trade payments with multiple LC types: Revolving, Red Clause, Standby, and Transferable credits.
Letters of Guarantee
Domestic and international guarantees including bid bonds, performance guarantees, advance payment guarantees, and more.
Payment Solutions
Flexible payment methods including Cash Against Documents (CAD), Advance Payment, Acceptance Credit, and Cash Against Goods.
Business Growth & Financing
Financial solutions to help your business grow and thrive
Overdraft Facility
Meet daily financial needs with flexible credit limits. Interest charged only on utilized amounts with customizable repayment schedules.
Central Bank Initiative Loans
Support for industry, agriculture, health, tourism, and renewable energy projects. 30M-50M+ IQD loans with up to 5-year terms and subsidized rates.
POS Payment Solutions
Free POS devices with no monthly fees. Secure multi-currency transactions with detailed reporting and 24/7 technical support.
Money Transfer Services
Fast, secure domestic and international money transfers
SWIFT International Transfers
Secure global transfers in USD, EUR, SAR, and AED through our extensive correspondent bank network with competitive fees.
Domestic Transfers
Quick IQD transfers within Iraq with instant notifications. Transfer between RTB accounts or to other Iraqi banks efficiently.
Western Union Service
Send and receive money to over 200 countries. Transfers from $2 completed in 5-10 minutes with online tracking.